Stop thinking of money as just dollars and cents; it’s so 20th century. Start seeing it for what it really is: time—the one resource you can never earn back, no matter how good your side hustle is.

Here’s the thing: every dollar you spend is a slice of your time. You can make more money, invest it, grow it, heck, even misplace it and find it in your winter coat pocket. But time? Once it’s gone, it’s gone forever like that missing sock in the dryer.

Let’s break it down. The next time you’re tempted by that shiny gadget or overpriced latte, pause and ask yourself: “How many hours of my life am I trading for this?” If the thought makes your heart drop like losing a court case, it’s probably time to pass.

By thinking in terms of time, you’ll start to see the real cost of your spending habits. You’ll buy fewer things that don’t matter and save more for the things that do—like investments, retirement, or that dream vacation where you finally unplug from work (yes, it’s possible).

Impulse buys? Bye-bye. Long-term goals? Hello, growing wealth. The less you waste now, the more your money can sit back, relax, and compound into something glorious for your future.

This mindset shift will help you focus on what truly matters: your health, relationships, and personal growth. After all, nobody on their deathbed wishes they had splurged on more junk they didn’t need.

Money is just a tool. Time is the ultimate currency. Spend it wisely, and you’ll not only grow your wealth but also live a life that’s genuinely richer—and not just in the bank account sense.